Wisetack — pre-qualify in under a minute.
Soft credit check, no impact to your score. Rates and terms depend on your credit profile — we don't promise a specific APR. Pre-qualify before you book and you'll have the real payment plan for your situation before you sign anything.
No credit-score impact
Pre-qualification is a soft pull. You'll see the rate you qualify for without it affecting your credit.
Pick what fits
Payment-plan length depends on amount + credit profile; pre-qual shows you which terms apply.
Most jobs qualify
PPF, ceramic, multi-stage correction, full-body packages — anything over $500 is eligible.
Financing FAQ
What APR will I get?
Rates and terms depend on your credit profile — Wisetack discloses the actual offer after the pre-qual. We don't promise a specific rate up front. The soft credit check has no impact on your credit score and shows you the real number in seconds before you decide whether to proceed.
How does pre-qualification work?
Soft credit check — no impact on your credit score. Takes under a minute. You'll see your actual rate + monthly payment options for your situation before deciding to proceed.
What can I finance?
Any job over $500. Most common: full body PPF ($6,500–$7,500), Full Front PPF + ceramic combos ($2,000–$3,000), multi-stage paint correction + ceramic packages, exotic + collector restoration packages.
How do payment terms work?
Wisetack offers a range of payment-plan lengths depending on amount and credit profile. The pre-qual shows you which term options apply to your situation; you pick what fits your budget.
When does the loan kick in?
After service is complete and you've picked up the car. Wisetack disburses to us, you make monthly payments to Wisetack.
Other ways to pay?
Credit card, Apple Pay, Google Pay, cash, bank transfer for fleet accounts. Wisetack is for customers who want to spread a larger ticket over time.